Home2024-01-18T15:04:47-05:00

Rumer Insurance

Always Clear.
Never Complicated.

We are an independent insurance agency specializing in personal, business, and trucking insurance. Select an option below to get a quote, or give us a call at 877-407-8637 to start the conversation.

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Business Insurance

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Who we are.

Rumer Insurance is an independent insurance agency located in the northern suburbs of Philadelphia. We provide our services to residents in the entire state of Pennsylvania, New Jersey, and Maryland.

If you’re looking for a comprehensive insurance agency, give us a call today!

While we focus on delivering value, we do a great job of delivering on price too.

36% Lower Rates vs Allstate

30% Lower Rates vs State Farm

23% Lower Rates vs Liberty Mutual

38% Lower Rates vs Geico

Welcome to Rumer Insurance Intro Video

Where We Provide Insurance Services.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

How we help.

Home Insurance

Homeowners

Protection specifically designed for your property.

Automobile Insurance

Automobile

For your cars, trucks, golf carts, and everything in between.

Umbrella Insurance

Umbrella

Essential protection for the legacy you’ve worked hard to build.

Business Insurance

Business

Peace of mind know your business and employees are protected.

Trucking Insurance

Trucking

Solutions designed to keep you on the road.

Representing the largest insurance companies.

What our clients say.

“Joe has been our agent for both home and auto for many years. He is so responsive, he texts as well (which I love), he is always calm (even when i am not), he has great prices, and he never judges (even when you have a really dumb accident). He makes everything really easy for insurance! He is also really personable and cares about our family! Thank you Joe!”

Melissa D.

“Great experience. Fast and friendly and the best rate I was offered by any insurance company.”

Anthony M.

“Joe has been our insurance agent for many years. He is extremely responsive, conscientious and knowledgeable. I would not go to anyone else.”

David N.

Frequently asked questions and answers

Questions? Answers.

Will turning in a claim automatically increase my insurance?2023-04-07T15:04:42-04:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

Why would I want to buy renters insurance?2023-05-01T14:21:10-04:00

If you live in an apartment or a rented house, renters insurance provides important coverage for you and your possessions in Pennsylvania & New Jersey. A standard renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged. It can also shield you from personal liability. Anyone who leases a house or apartment should consider this type of coverage.

Why do some apartment complexes require tenants to have renters insurance?2023-04-27T15:18:13-04:00

Owners of apartment complexes buy insurance policies for their liability in order to cover their buildings and personal property. However, these policies do not cover any of the tenant’s property or liability. By requiring their tenants to have renters insurance, the apartment owner is assured that the tenants will not mistakenly believe the apartment complex owner’s policy will provide coverage for a tenant’s property or personal liability. Although this type of requirement benefits the apartment complex owner, there are benefits for the renter as well. At Rumer Insurance we recommend you purchase renters insurance regardless of what your landlord requires.

Don’t see your question? Contact us.

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