Where We Write Insurance

States Rumer Insurance Provides Insurance Services

States2023-05-01T14:20:23-04:00

Trusted.
Local.
Independent.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

States Where We Provide Insurance Services

Head office located at: PO Box 527
Jamison PA 18925
.

Give us a call: 877-407-8637

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Independent Agent vs The Rest.

Instead of just working for one company with limited offerings, we represent dozens of top rated insurers. As your needs expand and change we continue to find the best carriers at the best value.

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

What our clients say.

“Joe has been our agent for both home and auto for many years. He is so responsive, he texts as well (which I love), he is always calm (even when i am not), he has great prices, and he never judges (even when you have a really dumb accident). He makes everything really easy for insurance! He is also really personable and cares about our family! Thank you Joe!”

Melissa D.

“Great experience. Fast and friendly and the best rate I was offered by any insurance company.”

Anthony M.

“Joe has been our insurance agent for many years. He is extremely responsive, conscientious and knowledgeable. I would not go to anyone else.”

David N.

Frequently asked questions and answers

Questions? Answers.

Will turning in a claim automatically increase my insurance?2023-04-07T15:04:42-04:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

Why would I want to buy renters insurance?2023-05-01T14:21:10-04:00

If you live in an apartment or a rented house, renters insurance provides important coverage for you and your possessions in Pennsylvania & New Jersey. A standard renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged. It can also shield you from personal liability. Anyone who leases a house or apartment should consider this type of coverage.

Why do some apartment complexes require tenants to have renters insurance?2023-04-27T15:18:13-04:00

Owners of apartment complexes buy insurance policies for their liability in order to cover their buildings and personal property. However, these policies do not cover any of the tenant’s property or liability. By requiring their tenants to have renters insurance, the apartment owner is assured that the tenants will not mistakenly believe the apartment complex owner’s policy will provide coverage for a tenant’s property or personal liability. Although this type of requirement benefits the apartment complex owner, there are benefits for the renter as well. At Rumer Insurance we recommend you purchase renters insurance regardless of what your landlord requires.

Don’t see your question? Contact us.

Client Center.

Manage your policy information 24/7.

View Policy Coverages

View your policy information including, premiums, expiration dates, and coverages.
Download Documents

Download your policies, auto ID cards, certificates, and other necessary files.

Report a Claim

Submit and keeps track of your claims and adjuster information.

Auto ID Cards

Download your Auto ID card when you need it.

Request Policy Changes

Submit changes to your policy online so our team can process them right away.

Vehicles & Drivers

Request to add or replace vehicles and drivers to your policy online.

Get started with Rumer Insurance.

Our team of knowledgable agents are experts at finding the right coverage for your needs. Click below to start a quote request and we will get in touch with you shortly.

Get started with an insurance quote from Rumer Insurance